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Car Loan Basic Eligibility Criteria
At Sakthi Car Loans we strive to make the car loan application process as accessible and straightforward as possible, ensuring that our clients meet these basic eligibility criteria to facilitate a smooth loan approval process
Age
Applicants must be at least 21 years old at the time of applying for the loan and not older than 65 years at the loan's maturity.
Income
Applicants should have a stable source of income, whether through employment or self-employment, to demonstrate their ability to repay the loan.
Credit History
A good credit score is preferred, although Sakthi Car Loans also considers applications from individuals with varying credit histories.
Residency
Applicants must be residents of India with valid proof of address.
Employment Stability
Applicants should have a stable employment history or business tenure, typically for a minimum of 2 years.
Documentation
Applicants need to provide necessary documentation, including proof of identity, address, income, and vehicle details.
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