Privacy Policy

1. Information We Collect

We may collect the following types of personal information when you interact with us:

• Personal Identifiable Information (PII): Name, address, phone number, email address, date of birth, government-issued identification (such as driver’s license, social security number, or passport).
• Financial Information: Income, employment details, credit score, bank account details, and other financial information required for the loan application.
• Vehicle Information: Make, model, year, and registration details of the vehicle you are financing.
• Loan Information: Loan amount, payment history, and other details regarding your car loan.
• Other Information: Any other information you provide during the application process, or through customer support.

2. How We Use Your Information

We use your personal information for the following purposes:

• Loan Processing: To process your car loan application and verify your identity and financial standing.
• Credit Evaluation: To assess your creditworthiness and determine eligibility for a loan.
• Communication: To contact you regarding your application, loan status, and updates related to your account.
• Legal and Regulatory Compliance: To comply with applicable legal obligations, regulations, or government requests.
• Fraud Prevention: To detect and prevent fraudulent activities or security breaches.

3. Information Sharing

We do not sell or rent your personal information to third parties. However, we may share your data with the following entities under specific circumstances:

• Credit Reporting Agencies: To assess your creditworthiness and report on your payment history.
• Service Providers: Third-party vendors that help us process loans, manage customer data, and provide support services.
• Legal Authorities: When required by law or in response to legal proceedings, such as subpoenas or court orders.
• Affiliates or Partners: We may share your information with our affiliated companies or trusted partners to provide you with additional services or offers.

4. Security of Your Information

We implement various security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These include encryption, secure servers, and restricted access to your information.

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your personal data, we cannot guarantee its absolute security.

5. Your Rights

You have the right to:

• Access: Request access to the personal information we hold about you.
• Correction: Update or correct any inaccurate or incomplete information.
• Deletion: Request the deletion of your personal information, subject to legal and regulatory requirements.
• Opt-Out: Opt-out of receiving promotional communications from us at any time by following the unsubscribe instructions in the emails.

6. Cookies and Tracking Technologies

We may use cookies and other tracking technologies to enhance your experience on our website and monitor site performance. You can control cookie preferences through your browser settings.

7. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. The updated version will be posted on our website with the “Effective Date” mentioned at the top.